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Alternative mortgage lending

The bank said no.
You found the right place.

Mortgage solutions built around your real financial picture — not a conventional checklist.

Explore in 30 seconds
No credit impact

When a standard file cannot tell your full story, we look at the whole picture.

Complex income.
Clear thinking.
A mortgage designed
for the way you earn.

SELF-EMPLOYED REAL ESTATE INVESTORS RETIREES FOREIGN NATIONALS COMPLEX PROFILES SELF-EMPLOYED REAL ESTATE INVESTORS RETIREES FOREIGN NATIONALS COMPLEX PROFILES

There is more than
one way to qualify.

Select a lending path to see how we evaluate a non-traditional financial profile.

Human judgment.
Structured
execution.

A direct, transparent path from financial context to a solution built for your scenario.

01

Initial review

Tell us what conventional lenders missed. Explore your options in about 30 seconds with no credit impact.

02

Solution design

We identify the documentation path and lending structure that align with your income, assets and property goals.

03

Execution

A dedicated mortgage team moves the file forward with clear communication and accountable milestones.

Real scenarios.
Thoughtful solutions.

★★★★★Google reviews
“See what clients are saying. Read verified experiences on Google.”

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Your next move starts here

Your finances are not conventional.
Your mortgage shouldn’t have to be.

Share a few details. We’ll help identify a path forward — with no credit impact and no obligation.

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Real experiences.
Real outcomes.

★★★★★5.0 · 3 Google Reviews
★★★★★Google review
I’ve worked with William and CapitalSource for over many years now and have referred many Hawaii buyers to them. Several of my clients were already in escrow and at risk of losing the property after being turned down by other lenders. William and his team stepped…

Arthur Hughes · a month ago

★★★★★Google review
My cash-out refinance involved a complicated existing business loan and several unexpected hurdles, but Kevin amazingly knew exactly how to navigate every issue. They stayed in constant communication, kept me updated throughout the process, and ultimately got the loan closed. If you’re self-employed or have a…

Min Lee · a month ago

★★★★★Google review
I had a great experience with CapitalSource company. As a business owner it’s always hard to find a lender that can understand the situation that I am in and bring results. As a business owner having time is very important so I can focus on growing…

Kevin Lee · a month ago

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