Versatile Programs - Capital Source Mortgage Corp.





		Whether a primary, secondary, vacation, investment or commercial property, your CapitalSource Mortgage consultant will provide a creative, flexible solution, based on your personal and financial objectives. Because the alternatives we can provide are virtually endless, following is just a sampling of the products, programs and options available to you. Competitive Products Adjustable Rate Mortgages (ARM) – Provide lower initial monthly payments over a shorter period of time. And, you may qualify for higher loan amounts. An ARM may be appropriate if you plan to keep your property for ten years or less. However, it is important to note that there is a potential for higher monthly payments if interest rates increase. Choose from: 1 or 6-month LIBOR* 10/1 adjustable Treasury*/LIBOR 1-year, 3/1, 5/1 or 7/1 adjustable Treasury/LIBOR London Interbank Offer Rate. *As reported in The Wall Street Journal*. Fixed Rate Mortgages – Provide a consistent payment for the life of the loan. While you may pay a higher rate of interest/mortgage payment, the loan can be refinanced if interest rates decrease. A fixed rate may be appropriate if you plan to keep your property for ten years or more. Choose from: 10, 15, 20 or 30 years Programs Pre-approval – To provide you with a competitive edge; a mortgage commitment letter prior to finding a house Collateralized Loans – Up to100% financing of the value of your home, by securing your loan with cash or properly-margined marketable securities in addition to the property Blanket Mortgages – One mortgage loan secured by two or more properties Construction/Permanent Loans – With additional collateral, construction/permanent financing on a primary, secondary or an investment residence with a single closing for the entire transaction Home Equity Line of Credit – An open-end, revolving line of credit based on the equity in your home Special Options Zero points No closing costs Interest-only payments for the first ten years CapitalSource provides the most competitive mortgage rates in the marketplace. Our lending associates understand the value of our clientele and provide us with wholesale pricing that we pass on to you.